5 Best Couponing & Rewards Apps That Actually Save You Money

In August 2025, the consumer price index rose 2.9%, with food and beverages like coffee, beef, eggs, and apples seeing large jumps.

Prices for many non-food items, such as audio equipment and furniture, also increased. 

Rising prices, challenging job markets, and heightened focus on saving are driving increasing coupon use in American households. 

CivicScience asked consumers whether they used coupons for food and groceries often, occasionally, or never and tracked the results from 2015 through 2025. Here’s how the answers changed over the past decade:

You can see a clear shift in coupon users turning to this money-saving habit more often. 

And the non-coupon users? Around 40% say they only don’t use coupons because it takes too long to find them, and 36% said they forget to look for coupons. 

Coupon and rewards apps vary in value — some stick to digital codes, others to grocery rebates or cash-back, often only scratching the surface of potential savings. 

To help you cut through the coupon clutter, we’ve rounded up five of the best couponing and rewards apps of 2025:

  1. Sezzle
  2. Honey
  3. Rakuten
  4. Ibotta
  5. RetailMeNot

Each offers unique options for smarter savings, as explored below.

1. Sezzle

Great for: Finding savings and spreading out payments responsibly when you make purchases. 

Sezzle is more than a buy now, pay later app. It’s also a growing hub for everyday savings. The platform combines flexible payment options with tools that surface deals while you shop, helping you keep more money in your wallet and manage your budget effectively.

Ways the Sezzle app helps you save:

Sezzle doesn’t just help you save money; it also helps you manage your budget and, potentially, build credit:

2. Honey

Great for: Automating the digital coupon hunt to save more with less work.

Honey takes the effort out of online couponing. It runs as a browser extension automatically, searching for promo codes and applying them at checkout. No wasted time clipping coupons, even metaphorically.

Ways Honey helps you save:

Honey is ideal for online shoppers who want to maximize savings with minimal effort and don’t need add-on payment flexibility. 

3. Rakuten

Great for: Earning cash back with online brands you already shop with.

Rakuten is a leading cash-back platform that rewards you for shopping with your favorite retailers. After activating offers via Rakuten, you earn a percentage of your purchase amount back. Rakuten sends payouts via PayPal or check.

Ways Rakuten helps you save:

Rakuten is a simple way to turn routine online shopping into rewards you can cash out quarterly.

4. Ibotta

Great for: Maximizing savings at the grocery store

Ibotta specializes in grocery-related rebates, helping you earn cash back on grocery and household essentials. You activate offers in the Ibotta app, shop for those items and scan your receipt to collect rewards.

Ways Ibotta helps you save:

Ibotta is great for those who want to turn weekly grocery runs into steady savings opportunities. 

5. RetailMeNot

Great for: Unlocking promo codes and limited-time deals online and in-store

RetailMeNot is a coupon aggregator that makes it easy to find codes and discounts for a wide range of retailers. 

Ways RetailMeNot helps you save:

RetailMeNot is a versatile option that works well when you want to save online and off. 

The Importance of Budgeting and Saving With Apps

The holiday season can lead to extra spending as you travel, participate in celebrations, or splurge on gifts for others, making it an ideal time to lean on budgeting and coupon apps. Tools like Sezzle and Honey can streamline the hunt for deals, help you stay in control of your finances and cut costs during the holiday season and throughout the year.

Using digital tools like these consistently helps you stretch your budget and adopt smarter shopping habits you can carry into the New Year.